CAGR Calculator for Annualized Return

Turn a start value, end value, and time horizon into an annualized growth rate you can compare across stocks, ETFs, funds, businesses, or portfolios.

CAGR · COMPOUND ANNUAL GROWTH RATE

Initial → Final

One-line summary

Gross vs net

Costs included

Yearly path

Chart & table

share & cite

Share this calculator

Use the query-free canonical URL when citing this calculator from articles or communities.

How to use this CAGR calculator

Use this CAGR calculator when you know the beginning value, ending value, and holding period, and need one annualized return number for comparison.

Enter starting value, ending value, and years to calculate annualized return.
Enter your own tax/fee rates to compare gross vs net CAGR. Setting them to 0 removes the cost.
Use the yearly path chart and table to connect the CAGR number to future value and target planning.

CAGR formula & interpretation

CAGR is (Final/Initial)^(1/Years) - 1. The same total return implies different CAGR depending on time, and small CAGR gaps compound into large long-term differences.

CAGR Calculator

KRW values are entered in 10k KRW units; USD values are entered as dollars.

Starting value (USD)Ending value (USD)

Start date (optional)End date (optional)Years

Enter start and end dates to auto-fill the year fraction.

Example: 2 years and 6 months can be entered as 2.5 years.

Tax rate adjustment (%)Annual fee adjustment (%)Currency

Target CAGR and target amount are used for projected ending value, years-to-target, and real CAGR interpretation.

Target CAGR (%)Target amount (USD)Inflation rate (%)

Continue from CAGR into the next calculator

CAGR summarizes past performance. Use the next tools to test monthly contributions, target amounts, and long-term compounding.

DCA

Open the DCA simulator for monthly contribution plans

Turn a return assumption into a monthly contribution path with taxes, fees, and step-up rules.

Goal

Use the goal simulator to find required monthly investment

Set a target amount and time horizon, then reverse-calculate the monthly investment needed.

Compound

Compare future value in the compound interest calculator

Compare future value by changing principal, contributions, compounding frequency, taxes, and fees.

CAGR calculator FAQ

How is CAGR different from a simple average return?

A simple average divides summed returns by years. CAGR asks: “What constant annual rate would turn the initial value into the final value over the same period?”

Can I use CAGR as an annualized growth rate?

Yes. CAGR is widely used to summarize annualized growth for investments, metrics, revenue, or any value over time.

Can I enter fractional years?

Yes. Decimal years are supported (e.g., 2.5 years).

How are tax and fees applied?

The calculator treats the growth from initial to final as net, then estimates a gross CAGR consistent with your tax/fee inputs. Real-world products can be more complex. Set them to 0 to remove the cost.

Does the same CAGR mean the same investing experience?

No. CAGR summarizes the starting and ending values, but volatility, contributions, withdrawals, taxes, and fees can make the real experience very different. Use the DCA, goal, and compound calculators to test the next scenario.